If you have been in a car accident, you are probably going to be shaken up and wondering how you will deal with the damage. Despite your fragile state of mind following a crash, you need to make sure that you are following the correct protocol in its immediate aftermath. Here are five steps that you need to follow after a car accident.
1) Stop Immediately
You need to stop as soon as you know that you have hit another vehicle. If the other driver is present when the accident occurs, you need to make sure that the other driver is OK. If you hit a parked car, leave a note with your name, number and insurance information.
2) Call A Police Officer
The police should be called after any car accident. The officer will determine who was at fault, file a police report and call an ambulance if necessary. Failure to call the police can make it harder to get paid for damages incurred in the crash.
3) Exchange Insurance Information
Once the police are called, you can go about the process of exchanging insurance information. If you don’t have insurance, you may be ticketed as well as face a lawsuit to recover the cost of any bills incurred because of the accident. If you do have insurance, exchanging that information with the other driver will make it easier to file a claim with your own insurance company.
4) Take Pictures
Take pictures of the crash scene as a way of gathering evidence to support your version of events. Without proper evidence, it may be hard to prove that your car was damaged or your any injuries suffered in the accident were directly attributable to the accident in question.
5) File A Claim With Your Insurance Company
The final step is to file a claim with your auto insurance company. Make sure that you have any police reports, pictures and witness statements on hand when you file the claim. This will ensure that your insurance company approves your claim in a timely fashion. Your insurance company may want to see the car in person before authorizing any repairs. Once your claim has been approved, take it to any repair shop of your choice to have the damage repaired.
Your automobile is an important tool that helps you get to work and school on a daily basis. Therefore, you need to have your car repaired and back on the road as soon as possible. If you follow the five steps listed above, you can accomplish that goal without a lot of difficulty in a timely fashion.
Nick D is a driving instructor who has worked for a number of Brisbane driving schools. He understands that accidents are sometimes unavoidable and therefore prepares all of his students with the above information.